TY - GEN AU - Vaughan, Emmett J. AU - Vaughan, Therese M. TI - Essentials of risk management and insurance SN - 047133183X U1 - 658.155 PY - 2001/// CY - New York PB - John Wiley KW - MANAGEMENT OF INCOME AND EXPENSE KW - MANAGEMENT KW - FINANCIAL MANAGEMENT ER -